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Anyone else feel like books are shortchanging SGP payouts?

I’ve been messing around with some 5-leg same-game parlays lately and the payout always feels lower than it should be.

I know regular parlays are just multiplying leg odds, but these SGPs are clearly adjusted — I assume the books are baking in correlation and running their own sims.

Just to compare, I’ve started calculating what the unadjusted payout would be using this Parlay Calculator — not perfect for correlation, but helps see how much value they’re slicing off.

Curious what tools or methods you guys are using to double-check these numbers — or do you just trust the books?
 
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